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Protect Your Rights Against Creditor Harassment

Creditor Harassment Attorney in Orlando

Aggressively Combating Illegal Creditor Abuse

If you owe money and are being contacted by creditors, you have rights. You do not have to put up with abusive tactics from those trying to collect on your debt. The Fair Debt Collection Practices Act, or FDCPA, exists to protect you from illegal and unfair collection practices, such as incessant phone calls or letters. Melissa Youngman understands the stress of creditor harassment and she can help put a stop to it.

You and your family deserve an effective defense from unfair collection practices. Schedule a free consultation by calling (407) 378-6795.

Protections Afforded Under the FDCPA

Are you currently undergoing bankruptcy, debt negotiations, or attempting to pay back your debt in a timely manner as a result of a modification plan? If so, creditors may be restricted from contacting you at all. Even if you are not going through a modification and are simply in debt, creditors are still expected to follow the rules under the FDCPA on how they attempt to recover money owed.

It is illegal in certain situations for a creditor to take any of the following actions:

  • Using obscene language
  • Calling you at work
  • Discussing your debts with another party
  • Claiming to be a lawyer
  • Claiming that you will be arrested
  • Identifying themselves as another party
  • Threatening to hurt you
  • Calling you after hours

Exploring Your Right to Sue as a Consumer

While your case is being investigated, Melissa Youngman will be working to gather evidence which shows that your rights were violated by debt collectors. If she can prove that creditors did violate the FDCPA, you may be eligible to file a lawsuit. In this suit, you may be able to seek recovery for lawyer fees and expenses, statutory damages, and more. You can rely on Melissa to work hard to protect you from all types of debt collector abuse and ensure that any collectors in violation pay for their actions.

Melissa Youngman can help stop creditor harassment. Call her today at (407) 378-6795 for a free consultation to discuss your situation.

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