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Chapter 7 Bankruptcy Attorney in Orlando

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Are you struggling with serious debt that has become overwhelming? You may want to consider Chapter 7 bankruptcy. Chapter 7 allows you to discharge most of your unsecured debt while maintaining your exempt property. Melissa Youngman, an experienced Orlando bankruptcy lawyer, can help you secure a fresh financial start. She can assist you in ensuring that your creditors are satisfied during the bankruptcy process and that you know all of your legal options to make sound financial decisions.

Call the office at (407) 378-6795 to schedule your free consultation.

What Debts Does Chapter 7 Bankruptcy Discharge?

Chapter 7 is the most common type of bankruptcy used by individuals and families. Also known as the liquidation chapter, it uses your existing non-exempt assets to repay your debt.

Chapter 7 bankruptcy can be used to discharge the following types of test:

  • Car or home loans
  • Utility bills
  • Medical bills
  • Credit card debt
  • Certain tax debt

There is a short list of exemptions of the property that you can typically keep, depending on the facts of your case, and up to a certain value, including your home, your car, and personal belongings. You will also need to take a means test to determine if you qualify for Chapter 7 bankruptcy before filing. However, even if you do not pass the means test, you still may be a good candidate for bankruptcy.

Helping You File for Bankruptcy in Orlando

Credit card expenses and medical bills are two of the main reasons many people file for bankruptcy. If your debts have piled up and are impossible to pay back, Orlando bankruptcy lawyer Melissa Youngman can help. She is committed to providing you with the support and guidance you need to not only determine if Chapter 7 is right for you, but to guide you through the many steps of the process. This includes reviewing your debts and asset to see exactly what will and will not be eliminated.

Seek legal help by contacting the firm at (407) 378-6795.

  • There for You When Life Happens

    Attorney Melissa Youngman is a devoted attorney with a passion for helping others overcome financial hurdles.

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    Leave the bankruptcy filing process to an experienced, professional lawyer more than qualified to handle it for you.

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